Catalog of Holdings

Study Report

Study Number: CA-037-007-1-1-United States-ICPSR-1977

Subject Area: Economic Attitudes and Behavior

Bibliographic Citation: Survey of consumer finances, 1977.  [machine-readable data file] / University of Michigan. Survey Research Center  [principal investigator(s)] / Ann Arbor, MI: Inter-university Consortium for Political and Social Research  [distributor].

Originating Archive Number: 9752

Comments: This study was classified as CA-007-003 before. In 11/94 its study number was changed to CA-037-007 to be with all the Surveys of consumer finances.

Access Status: Access limited to UW-Madison campus

Documentation: 1 volume hard copy.

Abstract: This study concentrates on family finances and has four principal lines of inquiry. The first section of the survey updates the Surveys of Consumer Finances conducted from 1946 through 1971. Questions in this section investigate credit usage by consumers, trends in consumer finance, and debt burden. A second group of questions examines consumers' awareness, attitudes, and comprehension of the federal consumer credit protection laws passed during the decade preceding the study. Among the laws investigated are the Truth-in-Lending Act, the Equal-Credit-Opportunity Act, the Fair-Credit-Billing Act and the Federal-Trade-Commission-Improvement Act. Third, the survey offers general information about credit, credit procedures, and attitudes towards credit and creditors. Among the concerns are the degree of satisfaction and dissatisfaction with the credit process, awareness of different aspects of credit and the credit process, and perceptions of differences among types of credit and creditors. The last section focuses on demographic information and includes data on family composition, life cycle stage, occupation, income, assets, age, race, marital status and residential stability.

SOURCE: personal interviews

UNIVERSE: Households within the 48 coterminous United States exclusive of units on military installations.

SAMPLE: The national probability sample representing the universe consists of 2,563 households.

EXTENT OF COLLECTION: 1 data file + OSIRIS dictionary.

DATA TYPE: survey data

DATA FORMAT: OSIRIS

TIME PERIOD: 1977

DATE OF COLLECTION: August-September 1977

FUNDING AGENCY: Federal Reserve System. Board of Governors. Division of Consumer Affairs, Office of the Comptroller of the Currency, and Federal Deposit Insurance Corporation.

EXTENT OF PROCESSING BY ICPSR: MDATA

Media/File Reports:

ICPSR Direct