Catalog of Holdings

Study Report

Study Number: CB-055-001-1-1-United States-USFRS-1994

Subject Area: Economic Processes and Indicators

Bibliographic Citation: Home mortgage disclosure act (HMDA) data merged with private mortgage insurance (PMI) data, 1994.  [machine-readable data file] / Federal Reserve  [principal investigator(s)] / Washington, D.C.: Federal Reserve System. Board of Governors  [distributor].

Date Accessioned: 11/1/1996

Number of Files Received: 8

Comments: These data were received from the Federal Reserve Board via Michael Marschoun, Department of Economics. They were received on 3480 cartridge as SAS transport files. These files were copied to disk using COPYTAPE, read into SAS using the proc copy command for xport, and finally the files were written back out as transport (xport) files using proc copy. Testing was done to insure the files were not corrupted. These files MUST be downloaded as binary. Also note: there is a slight discrepancy in the number of variables reported from the documented 33 for a couple of the files. See the file specifications for more information.

Access Status: Access limited to UW-Madison campus

Date Ordered: 3/1/1996

Documentation: Primarily machine-readable; 1 vol. hard copy; files received as SAS transport files and are to a large extent self-documented. Documentation appears sparce but adequate, but information on some variables is missing. DPLS has compiled a Users Guide that contains an abbreviated codebook and other study information.

Abstract: The data were received as eight SAS transport files. Each file represents Loan Application Register (LAR) transactions. The HMDA data were merged with information on the PMI on each record. The different files represent data from different agencies: (Conventional Loans) Office of the Comptroller of the Currency; Federal Reserve Board; Federal Deposit Insurance Corporation; Office of Thrift Supervision; National Credit Union Administration; Housing and Urban Development; (Government Guaranteed Loans) Federal Housing Administration, and Veterans Administration. Variables include Loan Type, Loan Purpose, Loan Amount, Occupancy, Action Type, MSA, State, County, Census Tract, Applicant Race, Coapplicant Race, Applicant Sex, Coapplicant Sex, Applicant Income, Denial Reason, Purchaser Type, Loan Purpose, and PMI Flag.

Media/File Reports:

7072 (CD-ROM)
7073 (CD-ROM)
7108 (CD-ROM)
7109 (CD-ROM)
7110 (CD-ROM)
9002 (USB Flask Drive)
9003 (USB Flask Drive)
9004 (SSCC network drive)